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Robert A. Feiner

Benjamin M. Wattenmaker

John M. Wolfson


Managing Member
(860) 547-1331

Rafael A. Santiago maintains an active legal practice in corporate, commercial and financing transactions. He regularly represents both buyers and sellers in structuring, negotiating, financing and documenting sophisticated business acquisition transactions. He also represents institutional lenders and business entities in structuring, negotiating and documenting complex single and multiple lender corporate, commercial and real estate financing transactions.

In addition to his transactional practice, Rafi represents corporate entities on matters of governance, shareholder relations, employee matters and general contracting issues. He counsels and provides legal advice in connection with the various day-to-day business requirements of his clients.

Practice Focus
Asset Based Lending
Business Formation
Business Workouts and Restructuring
Commercial Finance
Mergers and Acquisitions
Real Estate Development, Financing and Leasing

Representative Matters
$26.5 million acquisition of a leather goods business with manufacturing operations in China and India, financed with a formula-based secured revolving credit facility with a seasonal out-of-formula facility and a letter of credit line for import letters of credit from national bank, a secured subordinated debt obligation from mezzanine lender and equity investment, including a debt subordination agreement between the senior secured lender and the subordinated debt lender.
$75.0 million formula-based secured revolving credit facility from a syndicate of lenders to a regional supplier of food and other products, guaranteed by subsidiaries of the borrower.
$19.5 million secured credit facility from national bank to regional distributor of pumps and pumps systems for industrial and institutional applications to provide working capital financing, support new equipment purchases and consolidate existing equipment loans, including a formula-based revolving loan, an equipment line of credit and a term loan.
Acquisition from a NYSE company of business engaged in the manufacturing, distribution and sale of metal closures, financed with a note to the seller and a secured credit facility from asset-based lender, including a formula-based revolving loan and an equipment loan.
Development by a regional independent grocer and financing by a syndicate of lenders of the construction of a 980,000 square foot wholesale food warehouse and distribution center.
$48.5 million financing of distribution center owned by a single-purpose bankruptcy-remote entity.
Asset sale of division engaged in the business of selling and servicing industrial weighing products with district offices in eleven states.
Stock acquisition of a national consulting and technology services provider by international software services organization based in Denmark.
U.S. counsel to Spanish agricultural cooperative expanding in the U.S. market.

“Uniform Commercial Code Update; Closing the Seams - A Practical Approach” presented at the Hispanic National Bar Association National Conference, panelist
“Legal Considerations for Small Businesses” presented at the Spanish American Merchants Association Conference
“Documenting Secured Loan Transactions” presented at continuing education seminar sponsored by the National Business Institute, panelist
“Pigeon-Holed or Jack-of-all-Trades, Master of None? To Specialize or Not to Specialize: What Every Solo and Small Firm Needs to Consider” presented at the American Bar Association National Conference, panelist
“Commercial Law Developments” presented at the American Bar Association National Conference, panelist

Professional and Trade Affiliations
American Bar Association (Member: Business Law and International Law and Practice Sections); Served in the Advisory Council on Diversity in the Profession and currently serves in the Latin America Law Initiative Council and the Legal Opportunity Scholarship Fund Selection Committee
Connecticut Bar Association (Member: Corporate, Commercial Law and Bankruptcy Sections); Currently serves in the Standing Committee on Long-Range Planning
Connecticut Hispanic Bar Association (Founding Member); Currently serves as Director and member of the Fundraising Committee
Hispanic National Bar Association (Lifetime Member); Served as National President, President-Elect, Secretary and Regional President.

Industry Experience
Banking and Investment
Food and Beverages
Healthcare Providers
Technology and e-commerce

Community Involvement
Board Member, Connecticut Innovations, Inc.
Board Member, Secretary and President-Elect, University of Connecticut Law School Foundation, Inc.
James W. Cooper Fellow, Connecticut Bar Foundation
Member, State of Connecticut Commission on Racial and Ethnic Disparity in the Criminal Justice System
Former Board Member, Co-Chair of Latino Advisory Board and Member of Governance Committee, Old State House Association
Former Legal Counsel and Board Member, Guakía, Inc.
Former Trustee, Assistant Financial Secretary and member of Finance Committee, Hardship Committee and Rental Committee, Beth El Temple of West Hartford
Former Member, State of Connecticut Advisory Commission on Multicultural Health
Former Board Member, Hispanic National Bar Foundation

Recognitions and Awards
Latino Citizen of the Year Award for 2002 – State of Connecticut Latino and Puerto Rican Affairs Commission
One of the 100 Most Influential Hispanics in 2001 – Editorial Board of Hispanic Business Magazine
Achievement Award for 2000 – Connecticut Hispanic Bar Association

Bar and Court Admissions
U.S. District Court, District of Connecticut
U.S. Supreme Court

J.D., University of Connecticut School of Law 1983
M.B.A., University of Connecticut Business School 1983
B.S.E.E., Tufts University 1973

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